MIS reporting and virtual CFO support
A clear monthly picture of profit, cash, receivables and margins, prepared from your own books and discussed with you in a review meeting. For owner-run businesses that need finance leadership but not a full-time CFO.
Questions your MIS should answer every month
- Did we make money last month, and where?
- Where did the cash go?
- Who owes us money, and for how long?
- Are we on budget?
- Which products, customers or branches earn the most?
What you receive
Built from your existing books and set to a reporting calendar we agree with you.
Monthly MIS pack
Profit and loss against budget and last year, balance sheet highlights, cash flow, and a one-page summary of what changed and why.
Dashboard
Your key numbers in Power BI, Looker Studio or Excel, updated monthly or weekly.
Cash-flow forecast
A rolling 13-week view of receipts and payments, so a shortfall shows up early.
Receivables and payables
Ageing reports and follow-up lists, with overdue amounts flagged.
Budgets and margins
An annual budget, monthly tracking, and margins by product, customer, branch or channel.
Monthly review meeting
We go through the numbers with you and agree on the actions that follow.
When you approach a bank, we also prepare projections and CMA data for the credit application and explain them to the lender. The lending decision rests with the bank.
What a monthly dashboard can look like
An illustrative example built on made-up numbers. Hover over or tab through the charts to read each value.
Monthly MIS · September 2026
Illustrative sampleRevenue
₹42.6 L
Up 8.1% vs Aug
Gross margin
31.4%
Down 1.2 pts vs Aug
Cash in bank
₹18.2 L
Up ₹1.6 L vs Aug
Receivables over 60 days
₹6.1 L
Up ₹1.3 L vs Aug
Sales were 3.9% ahead of budget in September
Monthly sales, ₹ lakh, April to September 2026
View as table
| Month | Actual (₹ lakh) | Budget (₹ lakh) |
|---|---|---|
| April 2026 | 34.2 | 35.0 |
| May 2026 | 36.8 | 36.0 |
| June 2026 | 35.1 | 37.0 |
| July 2026 | 38.9 | 38.0 |
| August 2026 | 39.4 | 40.0 |
| September 2026 | 42.6 | 41.0 |
₹6.1 lakh has been outstanding for more than 60 days
Receivables by age, ₹ lakh, 30 September 2026
View as table
| Age | Outstanding (₹ lakh) |
|---|---|
| 0–30 days | 14.8 |
| 31–60 days | 7.2 |
| 61–90 days | 3.9 |
| Over 90 days | 2.2 |
The reporting rhythm
Most businesses start with the monthly cycle. Businesses with tight cash or fast-moving stock often add the weekly update.
- WeeklyCash position, collections and the customers most overdueOptional
- MonthlyBooks closed by an agreed date, MIS pack, dashboard update and review meeting
- QuarterlyBudget re-forecast and a review of KPIs, pricing and costs
- AnnuallyNext year's budget and a year-end review
How we start
Discovery call
Your business model, the reports you have today and the decisions you want numbers for.
Data review
We review the last 12 months of books and fix gaps in how transactions are classified.
KPIs and format
We agree on the KPIs, the report layout and the reporting dates.
First MIS pack
We walk you through it in a review meeting, and the monthly cycle begins.
What we focus on, by type of business
Startups
Burn and runway, budget vs actual, monthly investor updates.
Traders and manufacturers
Inventory and receivables ageing, the working-capital cycle, MSME supplier payment tracking.
Service businesses
Client and project profitability, collections, people costs against revenue.
Retail and restaurants
Outlet- or channel-wise P&L, food cost or COGS %, marketplace settlement checks.
We work with Tally Prime, Zoho Books, Busy, Excel and Google Sheets, Power BI and Looker Studio.
Common questions
How is this different from what our accountant does?
Your accountant records transactions and files returns. MIS and CFO support turns those records into management information: what is driving profit, where cash is tied up, and what to do about it.
Do we need to change our accounting software?
Usually not. We work from your existing books and add structure, such as cost centres or ledgers by product or branch, where the reports need it.
Monthly or weekly reporting?
Most businesses start monthly. Businesses with tight cash or fast-moving inventory often add a short weekly update on cash and collections.
Can you help when we approach a bank?
Yes. We prepare projections and CMA data for credit applications and explain them to the lender. The lending decision rests with the bank.
How is our data kept confidential?
Your records are used only for the work you engage us for. Access is limited to the people working on your account, and dashboards are shared only with the people you name.
How are fees decided?
Fees depend on the number of entities and locations, the reports you need and how often. We share a written quote after the discovery call.